How It Works

The Top 3 Benefits Of Getting Started Today

1. You’ll be able to REDUCE your total debt owed by as much as HALF!

Our team of expert debt negotiators work with your creditors to reduce the principal balance owed on your credit cards, personal loans, medical bills, and certain types of student loans that you enroll into the program. As a result, your creditors will often agree to accept a significantly  lower payback amount than what you originally owed.

The amount you owe to each creditor may be lowered by 30% to as much as 70%. The average reduction is around 45%, which could allow you to save thousands or even tens of thousands of dollars!

2. You could LOWER your monthly debt payments by about 40%.

Imagine replacing all of your credit card bills and loan payments with one predictable payment each month that can be, on average, 40% less than what you’re currently paying! For example, $2,000 of monthly debt payments could be reduced to $1,200 – a monthly savings of $800!

Similar to a debt consolidation loan, we’ll get you started by simplifying everything down to one monthly bill. But, unlike debt consolidation loans, you’ll begin paying this single payment into an FDIC-insured escrow account instead – one that you control.

In the meantime, our team will begin the process of negotiating directly with your creditors to reduce your total enrolled debt.

3. You can become DEBT-FREE faster than you ever thought possible, and finally get rid of your financial stress.

Once your creditors offer a negotiated settlement for your debt, the high-interest they were charging when you were making minimum payments stops immediately.

That future interest typically amounts to tens of thousands of dollars, and would take years (or even decades!) to pay back with just minimum monthly payments… and that’s assuming you never made another purchase on those lines of credit again!

For example, to pay back $20,000 of credit card debt with only minimum monthly payments of $665 a month at a 28% interest rate would cost you almost $66,000 for that $20,000 debt, and take almost 36 years to pay off completely!

The benefits of the reduced amount of debt you owe, coupled with the lower monthly payments that frees up money to pay for other essentials or to rebuild savings could help you lower your financial stress so you can finally sleep better at night and know you’re on the path to becoming debt-free and regaining financial control of your life!